Finance and Procurement services: insurance
We have 'executive' responsibility for the insurance policies held by the University.
The vast majority of the University’s insurance cover is arranged though UMAL - the Universities Mutual Association Limited. Policies are reviewed annually.
Inventory of items
All departments of the University are required to keep an inventory of items of equipment and other assets under their control.
The Finance Office maintains an equipment asset register, based on returns submitted by departments, reconciled to capitalised elements in the annual accounts.
Business travel & personal accident insurance
The University’s insurance provider (UMAL) provides travel insurance to University employees and students when they travel on University business.
Those relying for cover on their personal travel or agency provided insurance should check that their policy includes 'Business' Travel and Personal accident/ Emergency health treatment cover when abroad.
Business travel and personal accident insurance
Vehicle insurance
The University's Vehicle Insurance Policy does not provide insurance cover for the use of vehicles owned by members of staff when used on University business or for private or personal use or hired cars for personal use. In such circumstances, staff should check with their insurers that their policies provide adequate cover for business use.
Motor Insurers often provide additional cover for "business use" at little or no extra cost, dependent on their assessment of the additional risk involved. It is important that members of staff explain to their insurers the frequency and sort of journeys undertaken. (Estimates of annual business mileage may assist).
The phrase "social, domestic and pleasure purposes" in motor insurance policies is usually understood to include travel to "your usual place of work".
Transport of hazardous material
The transportation of hazardous materials is highly regulated and controlled. Members of staff contemplating the transportation of materials that are (or might be) hazardous MUST check with the Safety Office well in advance. Failure to follow their advice could put the safety of people at risk and may affect insurance validity.
Goods in transit
The University's "Goods in Transit" and "Property" insurance policies provide cover for University property which suffers accidental damage or loss but excludes theft from unattended vehicles. University property (including manuscripts) should be concealed from view and locked in the boot, if unavoidably left in an unattended vehicle.
As far as is practical, manuscripts and other reproducible items should be copied to avoid total loss in vulnerable situations.
Employers' liability insurance
As per the legal requirement, you can view the University's current Employers' Liability Certificate.
Research and insurance
Research is integral to the University’s mission – and a key component of the work of undergraduates, postgraduates, and staff. The University carries a range of insurances to protect itself and its staff and students.