Budgeting is a skill but it can become a great tool for managing your life.

We encourage you to seek our advice to discuss a budgeting plan. Why don't you give it a go using our Monthly Budget Sheet - you can always make an appointment to speak with Ann by phoning 01382 384801 if you want further advice and guidance.

If you receive your student loan monthly and you have quarterly bills, you should cost this out per month and keep the money aside. 

If you receive your loan in three instalments, it may be easier for you to deduct expenditure like rent, utility bills and books from your loan when you get it and survive on the rest.

Here's a video from the Money Advice Service where students discuss how they manage their money:

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