Risk Management in Banking module (BU51012)

Risk management is crucial to minimize potential losses, maintain regulatory compliance, and inform strategic decision-making. It ensures capital adequacy, improves credit ratings, accurately prices risk, and enhances business continuity. It maximizes profits, maintains financial stability, and bolsters a bank's reputation.

This module provides an in-depth understanding of bank risk management concepts, risk-taking behaviours, and the types of risks banks face, such as credit, market, liquidity, and operational risks. It also delves into bank regulatory capital, elaborating on capital frameworks and requirements.

What you will learn

In this module, you will learn the following:

• core risk management concepts: understand and articulate fundamental concepts related to risk management.
• bank risk-taking behaviour: gain insight into how banks and financial institutions make decisions.
• main types of banking risks: learn about the main types of risks banks face and how each of these risks can impact a bank's operations and overall stability.
• risk measurement and management: develop skills in measuring and managing different banking risks using industry-standard tools and procedures.
• bank regulatory capital and requirements: understand the regulatory framework surrounding bank capital and how these regulations impact a bank's risk management practices.
• critical evaluation of risk management: learn to critically assess the benefits and costs associated with risk management and how effective risk management can add or subtract value from a bank.

By the end of this module, you will:

• have the tools and strategies to measure and manage risks effectively
• know how to critically assess the costs and benefits of risk management and understand its impact on a bank's value
• understand the exploration of banking risk management and merging theory
• be prepared for roles within the financial sector

Assignments / assessment

The assignments comprise the following:

• weekly quizzes (40%)
• class test (30%)
• group Case Study Preparation & Presentation (30%)

Teaching methods / timetable

This module follows a blended learning approach, combining on-campus teaching activities with digital learning. You will engage with the module in various ways, including (but not limited to):

• interactive hybrid lecture sessions
• practical classes
• workshops
• assigned readings
• watching videos
• reflective tasks
• taking short tests where you can test your progress
• collaborative group work, and
• contribution to discussion boards